10 month insurance policy


dan k

dan k

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can someone please post a link to a company that does this please thanks :)
 
If your meaning the NCB accelerator deal , Admiral to them . Had one on my first car
 
What doesthat do mate and how do you get one isthere any specific thing you need to get one if you know what I mean
 
Yes admiral do them.Not too sure what other companies do them. I've had one before. All it does is give you a years ncb in 10 months. Don't think you need to have anything to get them. Only really have big benefits if have little or no ncb and are young. Save you money in the long run.
 
Alright mate I've got 3 year no claims jus want a few more abit quicker lol how do you do it on admiral when I go on it only has the 12 month one
 
dan k said:
Alright mate I've got 3 year no claims jus want a few more abit quicker lol how do you do it on admiral when I go on it only has the 12 month one
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I think its on the last page where you get given your quote. After you have entered all your details. Where you can alter the excess etc. Should be an option to make it a 10 month policy. Although i'm not too sure if they will give you one if you already have 3 years ncb. Not to sure on that though
 
Ok mate will try that now bud thanks
 
mld22 said:
Save you money in the long run.
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Or on the flip side could end up costing you an arm and a leg when your next insurer refuses to accept your NCB as it has not been earnt over a full 12 month period.
 
skyinsurance said:
Or on the flip side could end up costing you an arm and a leg when your next insurer refuses to accept your NCB as it has not been earnt over a full 12 month period.
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I've heard this before, but never had any trouble myself with it. Is it a common thing to happen?? Probably best to stick with the same company for renewal to prevent anything like this happening
 
what if i swapped from admiral to bell (sister companies)
ive already lost 1 NCB because directline are dicks. and now im near on 2 years ncb with admiral. but ive looked and the cheapest ive seen for my next car is with bell
 
mld22 said:
Probably best to stick with the same company for renewal to prevent anything like this happening
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That is a big reason why some companies offer it, as they know that not a lot of insurers recognise it.. therefore you are tied into the same company for the next policy.
 
skyinsurance said:
That is a big reason why some companies offer it, as they know that not a lot of insurers recognise it.. therefore you are tied into the same company for the next policy.
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doesn't bother me that much cause nobody else would insure me ahaha but thats a bit underhand
 
skyinsurance said:
Or on the flip side could end up costing you an arm and a leg when your next insurer refuses to accept your NCB as it has not been earnt over a full 12 month period.
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I'm with Admiral now and the renewal form only shows NCD as full years rather than "X years NCD on 10month policy" so shouldn't be any issues tbh
 
Also bell.co.uk does it. That's who I am with, when I renewed it said that I had 1 years NCB and nothing about x amount of months or bonus accelerator.
 
i hate all these insurance companies, just try and steal your money
 
skyinsurance said:
I appreciate that but insurers quote often (verbally) check NCB with the prvious insurer, one call would reveal all..
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Thanks for the info. I have always thought this as well but I haven't changed my insurance company yet so I don't know.

I assume that Sky doesn't accept this as a NCB then?
 
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