I think thats too detailed, people can always post about insurance in off topic or general or in the for sale area if there selling insurance as a vendor.
On another not i was thinking we change the name of the "Sponsor" to "Vendor" since they are not really sponsoring us, opinions?
Seeing as there a couple of insurance companies on board I think this would be great idea.. if you look at the Integra DC2 forum (for example) the insurance section gets a lot of traffic:
Integra DC2 :: Index