Insurers are a joke!!


<- Studied Law

If they (esure) are offering you the value of a VTi, no matter if it's low or high, then it is a false value. You do not have to accept the offer. If they offered you 10k, but later found out that they gave you the value of a different car, you'd be liable to pay back. So really, accept Type R money or tell them to get stuffed.

Second. Esure are responsible for getting you the value of your vehicle, if they have managed to come to you with an offer but for the wrong vehicle, call Sky and compile evidence showing it is the EK9, if they stall, please mention that you will want some sort of recuperation due to loss of earnings as the unwillingness to recognise your vehicle as the type R has left you without a way of getting to work (you can blag this to them.)

Thirdly, if you do accept a low offer or that of a VTi, you fully accept the lower offer AND they could actually turn around and say you accepted the value of a wrong car which you recognised as being wrong so you have to pay them back.


Basically. Tell em to get stuffed. Tell em you'll be looking for more money if they don't sort it within a week as you need to get to work. Send them chassis numbers along with any other paperwork clearly showing it's the EK9.

Hope I helped.
 
Well things are looking up, sent a pm to Chris at sky insurance on here and got a call back from them. They are going to send one of there engineers out who knows about import cars and I also have to show them similar ek9s for sale so they can get get a good value of my car. So hopefully this can get rectified.
 
Ye surely you have an insurance document, v5, and mot, these will all state civic type r. Sky will argue your case. Claim loss of earnings and a courtesy car etc if they stall
 
Wow, what a blag. Feel bad for you man hope it gets sorted. Even then £700 for a VTi are you serious, they ain't much cheaper than Ek9's/Dc2's at the moment and thats with crazy high mileage. Sky insurance will hopefully look after you mate :nice:
 
Hope this gets sorted quickly and easily mate

I always thought Sky Insurence were decent
 
That's crackers! That's the problem with a lot of insurance companies, they don't have imports on their system properly or the actual value of the cars. This is why I didn't want to go down the insurance route when mine was driven into.
 
Yeah they all try and give stupid offers from what I hear. Some one I go to the gym with wrote off his RS4. Which he brought 6 months before for £21,000. They offered him £11,000 initially. I wonder how many people take the stupid initial offers they give out.
 
god i hate insurance companies.....

nothing but a bunch of gangsters in suits
 
I'd like to just comment that I am looking into this here at Sky and rest assured, I know the car particularly well - I am also aware of its value. I have here infront of me a handful of examples of similar cars for sale - all of which in excess of £4000.
There have been some accurate comments made here (and also some wholly inaccurate ones) but whilst we try and convince the third party insurers of the true value of the vehicle - the best advice is to continue to refuse offers made (If you are not happy with them) and argue the case too. We, like the client are also trying to argue his corner - The problem here is not us, or our insurer - it's the third party insurer, something we cannot control.

Frustrating I know but we are fighting in the corner or our client.

Many thanks
Chris - Sky Insurance
 
I do hope you manage to sort this Chris. Makes we worried should anyone bump into me and any other members.
 
I think the issue here is the third party insurer believing that the car is a lesser civic model. We are well aware of the car value and arguing the case and point - whilst it might take a little longer to resolve due to the error by the TP Insurer, we know what we have insured and will be arguing this until blue in the face (so to speak)

Chris
 
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