Temp Insurance

Sir_II · 02-09-2010, 10:23 PM

Hey, Im looking to get insurance for around 1 month on-an EK9,
Im 20yr old, 2yr NCB and im 21 next month.

I've already had a quote for 1600 TPFT which i think is a-bit pricey.

The reason I wana to get 1 Month Insurance is, I want to get a Full 12 Month policy when Im 21 which means I can get Insured Fully comp & hopefully less than £1600.

Does anyone know of any Companies that will Insure me for 1 Month at 20?

Any info appreciated.

tidyneil · 02-09-2010, 11:05 PM

the last time i checked tempcover.com they didn't insure imports but that was a year ago, maybe give them a try

linh-ej9 · 02-09-2010, 11:23 PM

why not insurence it for a year and pay monthly. when the month comes to an end call them up to cancel. if that works

tidyneil · 02-09-2010, 11:36 PM

they will ask you to pay a large deposit so it will end up costing around £600 just for 1 month, insurance companies are wise to that

CR1S · 02-10-2010, 12:02 AM

Yeah they do that how ever don't quote me on this but I'm pretty sure when I payed my deposit (first payment) they didn't charge me for the 2nd month and I pay £160 a month so iwould notice that missing lol
so therefore you could try paying monthly, doing it for 2 months instead of one. Just a thought
o and that was with directline by the way so not sure if they will insure ek9s

Sir_II · 02-10-2010, 06:17 PM

I was thinking of Insuring myself for 12Months & paying Monthly...,
Though i've heard that they will charge for 2-3Months Insurance If I do that.

The only other option is-to wait till im 21, But have seen the car I want & want to get it ASAP.

Any other Ideas??

Championship White · 02-10-2010, 07:04 PM

Can't you just get the car and not drive it for a month?

Or get someone alot older to take out the one month policy and have you as a named driver, that might make it alot cheaper, I know it isn't legal but it'll only be for a month?

Sir_II · 02-10-2010, 10:41 PM

Quote:

Originally Posted by Championship White

Can't you just get the car and not drive it for a month?

Or get someone alot older to take out the one month policy and have you as a named driver, that might make it alot cheaper, I know it isn't legal but it'll only be for a month?

If I was to get the car it would still have to be insured to drive it home.

I'll try that with the Insurance, Cheers.

jdm 3383 · 02-10-2010, 10:51 PM

You could always transport it on a trailer.. Or get an older person to swap over insurance for a day just to drive it home.. Then wait the month and insure it fully for yourself

Sir_II · 02-10-2010, 11:52 PM

I assume that it will work out considerably cheaper to wait till im 21 to get insured on an ek9??

CR1S · 02-11-2010, 12:31 AM

If your dad is got fully comp insurance then could he drive it home 3rd party ?
I thought that's how it works
of does the car have to be properly insured by some1

Wazer · 02-11-2010, 12:07 PM

I'm 20 with 3 years ncb, also no claims. My insurance is ~£1100. When I lived in the midlands it was closer to £1600 with the same insurer/ncb ect. Lovin' it down south!

O, I'm with Bell btw.

IntermaN · 02-11-2010, 06:36 PM

Quote:

Originally Posted by CR1S

If your dad is got fully comp insurance then could he drive it home 3rd party ?
I thought that's how it works
of does the car have to be properly insured by some1

The car has to have insurance in order for someone to be able to drive it 3rd party with their own insurance.

02-09-2010, 10:23 PM	#1 (permalink)
Sir_II EK9.org Member Join Date: Sep 2008 Posts: 40	Temp Insurance Hey, Im looking to get insurance for around 1 month on-an EK9, Im 20yr old, 2yr NCB and im 21 next month. I've already had a quote for 1600 TPFT which i think is a-bit pricey. The reason I wana to get 1 Month Insurance is, I want to get a Full 12 Month policy when Im 21 which means I can get Insured Fully comp & hopefully less than £1600. Does anyone know of any Companies that will Insure me for 1 Month at 20? Any info appreciated.

02-09-2010, 11:05 PM	#2 (permalink)
tidyneil EK9.org Fan Join Date: Apr 2009 Location: Stranraer, Scotland Posts: 310	Re: Temp Insurance the last time i checked tempcover.com they didn't insure imports but that was a year ago, maybe give them a try __________________ EK9 owner

02-09-2010, 11:23 PM	#3 (permalink)
linh-ej9 Honda Civic EJ9 99 Join Date: May 2007 Location: London Posts: 905	Re: Temp Insurance why not insurence it for a year and pay monthly. when the month comes to an end call them up to cancel. if that works __________________ MY EJ9 http://www.ek9.org/forum/members-rides/6432-my-ej9.html

02-09-2010, 11:36 PM	#4 (permalink)
tidyneil EK9.org Fan Join Date: Apr 2009 Location: Stranraer, Scotland Posts: 310	Re: Temp Insurance they will ask you to pay a large deposit so it will end up costing around £600 just for 1 month, insurance companies are wise to that __________________ EK9 owner

02-10-2010, 12:02 AM	#5 (permalink)
CR1S Ej9 :) :) Join Date: Oct 2009 Location: tamworth Posts: 159	Re: Temp Insurance Yeah they do that how ever don't quote me on this but I'm pretty sure when I payed my deposit (first payment) they didn't charge me for the 2nd month and I pay £160 a month so iwould notice that missing lol so therefore you could try paying monthly, doing it for 2 months instead of one. Just a thought o and that was with directline by the way so not sure if they will insure ek9s

02-10-2010, 06:17 PM	#6 (permalink)
Sir_II EK9.org Member Join Date: Sep 2008 Posts: 40	Re: Temp Insurance I was thinking of Insuring myself for 12Months & paying Monthly..., Though i've heard that they will charge for 2-3Months Insurance If I do that. The only other option is-to wait till im 21, But have seen the car I want & want to get it ASAP. Any other Ideas??

02-10-2010, 07:04 PM	#7 (permalink)
Championship White 2000 CW EK9 Rx Join Date: Jun 2009 Posts: 1,093	Re: Temp Insurance Can't you just get the car and not drive it for a month? Or get someone alot older to take out the one month policy and have you as a named driver, that might make it alot cheaper, I know it isn't legal but it'll only be for a month?

02-10-2010, 10:51 PM	#9 (permalink)
jdm 3383 c/w facelift ek9 Join Date: Jan 2009 Location: Carlow, Ireland Posts: 1,146	Re: Temp Insurance You could always transport it on a trailer.. Or get an older person to swap over insurance for a day just to drive it home.. Then wait the month and insure it fully for yourself __________________ www.ek9.org/forum/members-rides/18440-my-ek9-facelift.html

02-10-2010, 11:52 PM	#10 (permalink)
Sir_II EK9.org Member Join Date: Sep 2008 Posts: 40	Re: Temp Insurance I assume that it will work out considerably cheaper to wait till im 21 to get insured on an ek9??

02-11-2010, 12:31 AM	#11 (permalink)
CR1S Ej9 :) :) Join Date: Oct 2009 Location: tamworth Posts: 159	Re: Temp Insurance If your dad is got fully comp insurance then could he drive it home 3rd party ? I thought that's how it works of does the car have to be properly insured by some1

02-11-2010, 12:07 PM	#12 (permalink)
Wazer EK9.org Fan Join Date: Jul 2009 Location: Burton-on-Trent Posts: 197	Re: Temp Insurance I'm 20 with 3 years ncb, also no claims. My insurance is ~£1100. When I lived in the midlands it was closer to £1600 with the same insurer/ncb ect. Lovin' it down south! O, I'm with Bell btw.

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